Resources

In an effort to fulfill our mission of educating all on the benefits of a healthy financial lifestyle, we offer our insights and resources. Our ‘Vestbridge Weekly Update’ is published weekly and provides critical insight into current events.

As a trusted voice in the industry, we also offer some of our published Guides free to the public, and we offer other materials also listed below.

  1. Is The Risk-Free Rate Truly Risk-Free?

    “Risk” is a something of a loaded word, having a somewhat negative implication. Most people only focus on the downside risk, and when we hear about “risky” investments it is typically in reference to penny stocks, cryptocurrencies, and other speculative instruments.

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  2. Happy Easter 2023!

    Happy Easter to you and your family!

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  3. First Quarter Update – 2023 Outlook

    We began the year with a mismatch in expectations between the market and the Federal Reserve (“the Fed”) regarding the projected path for interest rates. The Fed had penciled in a target terminal rate between 5-5.25%, which it planned on holding for the remainder of the year.

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  4. Will Housing Save The Day?

    The recent banking crisis has immediately lowered expectations for future inflation expectations and interest rate hikes. Why? There is a direct correlation between economic activity and loan volume, and loan volume is destined for a short term contraction, at a minimum, as the regional banks, and even the big money center banks, reassess their positions and await whatever revised government regulation comes out of this banking crisis.

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  5. Regional Bank Failures

    If you have tuned in to financial news, or any news for that matter, you are likely aware of the turmoil which began last week in the regional banking sector. It started when Silvergate Capital, a central lender to the cryptocurrency industry, sought a $2.25 billion loan to shore up its balance sheet. The move raised questions about the bank’s financial strength and triggered $42 billion in withdrawals.

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  6. Wash Sales – What they are, and how to avoid them when implementing a Tax Loss Harvesting Program

    We recently read how former Microsoft CEO and current owner of the Los Angeles Clippers Steve Balmer made the news for potentially violating IRS guidelines on how investment losses and gains are taxed. Balmer, with a net worth of roughly $81 billion, outsourced the management of his sizable investment portfolio to a large Wall Street bank. Unfortunately, trades executed by his investment manager in 2015 ran afoul of the ambiguous IRS guidelines covering wash sales.

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  7. Student Loan Relief – the Forgotten Stimulus

    The US economy has been surprisingly resilient, largely due to strong consumer spending driving economic growth despite persistent price increases for both goods and services. Rabid consumer demand has thus far kept US economic growth positive, and it appears we may avoid negative GDP growth in the first quarter, contrary to the projections of most major Wall Street banks.

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  8. Happy President’s Day 2023

    “We should not look back unless it is to derive useful lessons from past errors, and for the purpose of profiting by dearly bought experience.”

    – George Washington –

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  9. IMPORTANT – 2022 Tax Information Regarding your Pershing Taxable Accounts

    IMPORTANT – 2022 Tax Information Regarding your Pershing Taxable Accounts

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  10. The ‘Egg Crisis’ – Another
    Pseudo-Inflation Phenomenon

    By Dr. George Calhoun
    Hanlon Investment Management Advisory Board Member
    Executive Director of the Hanlon Financial Systems Center

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Ready to learn more about
smart, personalized investing?

Your portfolio should always reflect your ambitions, your values, and your story. At Vestbridge we start from scratch with every single client and we create a smart personalized portfolio that is unique to you. Talk to a Vestbridge Financial Advisor today.

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